@charset "UTF-8";
:root{--paper:#F7F6F2;--paper-deep:#EBEEF0;--ink:#172033;--muted:#5F6E7D;--line:#D5DCE2;--primary:#123B63;--primary-deep:#0C2B49;--accent:#B64C2E;--white:#FFFFFF;--serif:Georgia,"Times New Roman",serif;--sans:Inter,"Helvetica Neue",Arial,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.7;-webkit-font-smoothing:antialiased}img{max-width:100%;display:block}a{color:inherit;text-decoration-thickness:1px;text-underline-offset:4px}a:hover{color:#A33F24}button,input,textarea,select{font:inherit}button{cursor:pointer}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-weight:400}h1,h2{font-family:var(--serif);letter-spacing:-.04em;line-height:1.06}h2{font-size:clamp(2.2rem,4vw,4rem)}h3{font-size:1.15rem;line-height:1.4}p{max-width:72ch}::selection{background:#D9E4ED;color:var(--primary-deep)}:focus-visible{outline:2px solid var(--accent);outline-offset:4px}.skip-link{position:absolute;left:12px;top:-80px;z-index:50;background:var(--white);padding:10px 15px}.skip-link:focus{top:10px}.eyebrow{display:inline-block;color:#995032;font-size:.69rem;font-weight:700;letter-spacing:.16em;line-height:1.4;text-transform:uppercase}.eyebrow.light{color:#D5DCE2}.review-banner{padding:6px 20px;text-align:center;background:#E8EAF0;color:#303D50;font-size:.7rem;font-weight:700;letter-spacing:.04em}.site-header{position:relative;z-index:10;background:var(--paper);border-bottom:1px solid var(--line)}.header-inner{height:96px;max-width:1600px;margin:auto;padding:0 clamp(24px,4.5vw,72px);display:flex;align-items:center;justify-content:space-between;gap:28px}.brand{display:inline-flex;align-items:center;gap:12px;flex:none;text-decoration:none}.brand:hover{color:var(--ink)}.brand-type{display:flex;flex-direction:column;line-height:1.15}.brand-type strong{font-family:var(--serif);font-size:1.39rem;font-weight:400;letter-spacing:-.045em}.brand-type small{font-size:.56rem;font-weight:700;letter-spacing:.18em;text-transform:uppercase;margin-top:6px}.brand-dot{color:var(--accent)}.primary-nav{display:flex;align-items:center;gap:clamp(15px,2vw,34px)}.primary-nav a{font-size:.76rem;font-weight:600;text-decoration:none;white-space:nowrap;transition:color .18s ease}.primary-nav a[aria-current="page"]{color:#A33F24}.primary-nav a:hover{text-decoration:underline;text-underline-offset:6px}.primary-nav .nav-enquire{margin-left:12px;padding:12px 17px;border:1px solid var(--primary);color:var(--primary)}.primary-nav .nav-enquire:hover{background:var(--primary);color:var(--white);text-decoration:none}.menu-toggle{display:none}.button{display:inline-flex;align-items:center;justify-content:space-between;gap:28px;min-height:52px;padding:13px 19px;text-decoration:none;font-size:.79rem;font-weight:700;letter-spacing:.01em;border:1px solid transparent;transition:background .18s ease,color .18s ease,transform .18s ease}.button:hover{transform:translateY(-2px)}.button-dark{background:var(--primary);color:var(--white)}.button-dark:hover{background:var(--primary-deep);color:var(--white)}.button-light{background:var(--paper);color:var(--primary)}.button-light:hover{background:#FFFFFF;color:var(--primary)}.text-link{display:inline-flex;align-items:center;gap:12px;font-size:.8rem;font-weight:700;text-decoration:none;border-bottom:1px solid var(--accent);padding-bottom:6px}.text-link:hover{border-bottom-color:var(--primary)}
/* Editorial home */
.hero{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(330px,.75fr);min-height:650px;border-bottom:1px solid var(--line)}.hero-copy{padding:29px clamp(28px,5.5vw,92px) 32px;display:flex;flex-direction:column;justify-content:space-between}.hero-index,.hero-foot,.panel-top,.panel-bottom{display:flex;justify-content:space-between;gap:20px;font-size:.65rem;letter-spacing:.09em;text-transform:uppercase}.hero-index{color:var(--muted);border-top:1px solid var(--ink);padding-top:12px}.hero-text{max-width:800px;padding:56px 0 70px}.hero h1{font-size:clamp(3.8rem,6.6vw,8.15rem);margin:18px 0 28px;max-width:11ch}.hero-text>p{max-width:540px;font-size:1.12rem;line-height:1.65;color:#48566A}.hero-actions{display:flex;align-items:center;flex-wrap:wrap;gap:28px;margin-top:38px}.hero-foot{color:var(--muted);border-top:1px solid var(--line);padding-top:18px}.hero-panel{position:relative;background:var(--primary);color:var(--paper);padding:35px clamp(28px,4vw,60px);display:flex;flex-direction:column;justify-content:space-between;overflow:hidden}.hero-panel:after{content:"";position:absolute;width:420px;height:420px;border:1px solid rgba(213,220,226,.14);border-radius:50%;right:-250px;top:21%;pointer-events:none}.hero-panel:before{content:"";position:absolute;width:340px;height:340px;border:1px solid rgba(213,220,226,.11);border-radius:50%;right:-220px;top:27%;pointer-events:none}.panel-top,.panel-bottom{color:#E4E9EE}.panel-statement{max-width:370px;position:relative;z-index:1}.panel-statement p{font:400 clamp(2.2rem,3.6vw,4.4rem)/1.18 var(--serif);letter-spacing:-.045em;margin:22px 0 0}.panel-rule{display:block;width:50px;height:2px;background:var(--accent)}.section{max-width:1600px;margin:auto;padding:110px clamp(28px,5.5vw,92px);display:grid;grid-template-columns:minmax(165px,1fr) minmax(0,3fr);gap:clamp(45px,6vw,110px);border-bottom:1px solid var(--line)}.section-aside{padding-top:12px}.section-aside p{font-size:.88rem;line-height:1.6;color:var(--muted);max-width:170px;margin:21px 0}.section-main h2{margin:0 0 40px;max-width:800px}.practice-list{border-top:1px solid #BCC8D2}.practice-row{display:grid;grid-template-columns:50px 1fr 35px;align-items:start;gap:14px;padding:28px 8px 30px 0;border-bottom:1px solid #BCC8D2;text-decoration:none;transition:padding .2s ease,background .2s ease}.practice-row:hover{padding-left:12px;background:rgba(255,255,255,.38);color:var(--ink)}.practice-row .row-num{font-size:.73rem;color:#995032;padding-top:10px}.practice-row strong{font:400 clamp(2rem,3vw,3.5rem)/1.08 var(--serif);letter-spacing:-.04em;display:block}.practice-row small{font-size:.83rem;color:var(--muted);display:block;margin-top:9px}.row-arrow{font-size:1.3rem;color:var(--accent)}.editorial-grid{display:grid;grid-template-columns:1.6fr 1fr;gap:clamp(40px,5vw,90px)}.editorial-grid h2{max-width:650px}.editorial-grid p{line-height:1.8;color:#425166}.large-copy{font:400 clamp(1.35rem,2vw,1.9rem)/1.48 var(--serif)!important;letter-spacing:-.02em;color:var(--ink)!important;margin-bottom:28px}.editorial-grid .text-link{margin-top:15px}.fact-note{border-top:2px solid var(--accent);padding:24px 28px;background:#E9EDF1;align-self:start}.fact-note p{font-size:.86rem;line-height:1.7}.fact-note p:first-of-type{font-family:var(--serif);font-size:1.3rem;line-height:1.4;color:var(--ink);margin-top:24px}.steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;margin-bottom:42px}.steps>div{border-top:1px solid var(--primary);padding-top:18px}.steps span{font-size:.7rem;color:#995032;font-weight:700}.steps h3{font:400 1.5rem/1.25 var(--serif);letter-spacing:-.025em;margin:40px 0 12px}.steps p{font-size:.84rem;color:var(--muted)}.band{background:var(--primary);color:var(--paper);padding:80px clamp(28px,5.5vw,92px);display:flex;justify-content:space-between;align-items:end;gap:40px}.band h2{font-size:clamp(2.7rem,5vw,5.8rem);max-width:800px;margin:16px 0 20px}.band p{color:#E1E9F0;max-width:610px;font-size:.94rem}.band .button{flex:none}.resource-links{border-top:1px solid var(--line)}.resource-links a{display:flex;justify-content:space-between;gap:20px;padding:23px 0;border-bottom:1px solid var(--line);text-decoration:none;font:400 1.3rem/1.3 var(--serif)}.resource-links a:hover{color:#A33F24}
/* Interior pages */
.breadcrumb{max-width:1600px;margin:auto;padding:24px clamp(28px,5.5vw,92px) 0;font-size:.73rem;color:var(--muted)}.breadcrumb a{text-decoration:none}.crumb-separator{padding:0 12px;color:#94A2B0}.page-hero{max-width:1600px;margin:auto;padding:72px clamp(28px,5.5vw,92px) 102px;display:grid;grid-template-columns:minmax(165px,1fr) minmax(0,3fr);gap:clamp(45px,6vw,110px);border-bottom:1px solid var(--line)}.page-index{display:flex;flex-direction:column;gap:24px;padding-top:16px}.hero-rule{width:36px;height:2px;background:var(--accent)}.page-hero h1{font-size:clamp(3.5rem,6.3vw,7.2rem);max-width:900px;margin:0 0 30px}.page-hero-main>p{font:400 clamp(1.25rem,1.85vw,1.72rem)/1.5 var(--serif);max-width:730px;letter-spacing:-.018em;color:#4E5F70;margin:0}.page-body{max-width:1600px;margin:auto;padding:10px clamp(28px,5.5vw,92px) 80px}.content-section{padding:76px 0;border-bottom:1px solid var(--line);max-width:1110px;margin-left:auto}.content-section>h2{max-width:800px;margin-bottom:30px}.content-section>p{font-size:1.03rem;line-height:1.86;max-width:750px;color:#34465A}.content-section p+p{margin-top:20px}.content-section a:not(.button){text-decoration-color:var(--accent)}.split-content{display:grid;grid-template-columns:minmax(250px,.95fr) minmax(300px,1.05fr);gap:50px}.split-content h2{font-size:clamp(2.35rem,3.6vw,3.75rem);margin:16px 0 0}.split-content p{font-size:1rem;line-height:1.84;color:#34465A}.line-list,.number-list{list-style:none;padding:0;margin:25px 0;max-width:760px}.line-list li,.number-list li{padding:17px 0;border-top:1px solid var(--line);line-height:1.65}.number-list{counter-reset:step}.number-list li{counter-increment:step;display:grid;grid-template-columns:44px 1fr;gap:5px}.number-list li:before{content:counter(step,decimal-leading-zero);color:#995032;font-size:.75rem;font-weight:700;padding-top:5px}.number-list strong{font-weight:700}.credential-list{margin:0}.credential-list div{display:grid;grid-template-columns:100px 1fr;gap:14px;border-top:1px solid var(--line);padding:18px 0}.credential-list dt{font-size:.79rem;color:#995032;font-weight:700}.credential-list dd{margin:0;line-height:1.55}.related{max-width:1110px;margin:70px 0 30px auto;padding:29px;background:var(--paper-deep);display:flex;flex-wrap:wrap;align-items:center;gap:17px 30px}.related h2{font:400 1.5rem/1.2 var(--serif);letter-spacing:-.02em;margin:0 20px 0 0}.related a{font-size:.78rem;font-weight:700;text-decoration:none;border-bottom:1px solid var(--accent);padding-bottom:3px}.related a:hover{color:#A33F24}.guide-disclaimer{max-width:1110px;margin:30px 0 0 auto;font-size:.8rem;color:var(--muted)}.guide-list{border-top:1px solid var(--line)}.guide-list a{display:grid;grid-template-columns:145px 1fr 1fr;align-items:start;gap:25px;padding:30px 0;border-bottom:1px solid var(--line);text-decoration:none}.guide-list strong{font:400 1.55rem/1.25 var(--serif);letter-spacing:-.025em}.guide-list>a>span:last-child{font-size:.84rem;color:var(--muted)}.guide-list a:hover strong{color:#A33F24}.closing-cta{max-width:1600px;margin:auto;padding:73px clamp(28px,5.5vw,92px) 90px;display:flex;justify-content:space-between;align-items:end;gap:30px;border-top:1px solid var(--line)}.closing-cta h2{font-size:clamp(2.35rem,3.8vw,4rem);margin:12px 0 0;max-width:760px}.closing-cta .button{flex:none}
/* Enquiry */
.contact-layout{display:grid;grid-template-columns:minmax(280px,.8fr) minmax(360px,1.2fr);gap:60px;max-width:none}.contact-layout h2{font-size:clamp(2.5rem,3.6vw,4rem)}.contact-layout>div>p{color:#425166;line-height:1.8}.contact-direct{margin:35px 0;padding-top:22px;border-top:1px solid var(--line)}.contact-direct .eyebrow{display:block;margin-bottom:9px}.contact-direct a{font-family:var(--serif);font-size:clamp(1.1rem,1.7vw,1.65rem);overflow-wrap:anywhere}.contact-direct small{display:block;color:var(--muted);font-size:.75rem;margin-top:7px}.note{font-size:.85rem;border-left:2px solid var(--accent);padding-left:15px}.enquiry-form{background:var(--white);border:1px solid #D5DCE2;padding:clamp(22px,3vw,43px);align-self:start;box-shadow:0 15px 45px rgba(23,32,51,.055)}.form-intro{font-size:.83rem;color:var(--muted);margin-bottom:30px}.form-pair{display:grid;grid-template-columns:1fr 1fr;gap:17px}.field{margin-bottom:23px}.field label{display:block;font-size:.75rem;font-weight:700;letter-spacing:.02em;margin-bottom:9px}.optional{font-weight:400;color:var(--muted)}.field input,.field select,.field textarea{border:1px solid #B8C3CE;border-radius:0;background:#FFFFFF;color:var(--ink);padding:12px 13px;min-height:48px;width:100%;font-size:.91rem;outline:none}.field textarea{resize:vertical;min-height:130px;line-height:1.55}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--primary);box-shadow:0 0 0 2px rgba(18,59,99,.13)}.field input::placeholder,.field textarea::placeholder{color:#6D7C8C}.field small{display:block;color:var(--muted);font-size:.72rem;margin-top:6px}.check{display:flex;gap:11px;align-items:start;font-size:.79rem;line-height:1.5;margin:3px 0 27px}.check input{margin-top:3px;accent-color:var(--primary);width:17px;height:17px;flex:none}.form-actions{display:flex;gap:18px;align-items:center;flex-wrap:wrap}.copy-button{background:none;border:0;border-bottom:1px solid var(--accent);padding:5px 0;font-weight:700;font-size:.77rem;color:var(--primary)}.copy-button[hidden]{display:none}.form-status{font-size:.82rem;color:var(--primary);margin:15px 0 0;min-height:1.2em}.form-status.error{color:#A13126}
/* Footer */
.site-footer{background:var(--primary-deep);color:var(--paper);padding:75px clamp(28px,5.5vw,92px) 24px}.footer-top{max-width:1450px;margin:auto;display:grid;grid-template-columns:1.5fr .7fr .85fr 1.1fr;gap:38px;padding-bottom:78px}.footer-top>div{display:flex;flex-direction:column;align-items:start}.footer-name{font:400 1.75rem/1.2 var(--serif);letter-spacing:-.03em;margin:0 0 10px}.footer-top p{font-size:.81rem;color:#B6C5D2;line-height:1.6;margin:0 0 16px}.footer-top .footer-regulation{color:#F7F6F2;margin-top:10px}.footer-top .eyebrow{margin:5px 0 23px}.footer-top a{font-size:.81rem;line-height:1.4;text-decoration:none;margin-bottom:16px;color:#E4EAF1}.footer-top a:hover{color:#E7AB8C;text-decoration:underline}.footer-top .email-link{overflow-wrap:anywhere}.footer-bottom{max-width:1450px;margin:auto;border-top:1px solid #365570;padding-top:21px;display:flex;justify-content:space-between;gap:25px;color:#B6C5D2;font-size:.7rem}.footer-bottom a{color:#DBE5ED;text-decoration:none}.footer-bottom a:hover{text-decoration:underline}.not-found{min-height:100vh;max-width:800px;margin:auto;padding:12vh 30px}.not-found h1{font-size:clamp(3.7rem,9vw,7rem);margin:20px 0}.not-found p{font-size:1.15rem;color:var(--muted)}.not-found>div{display:flex;gap:25px;align-items:center;margin-top:35px}
@media(max-width:1150px){.header-inner{padding:0 28px}.primary-nav{gap:17px}.primary-nav .nav-enquire{margin-left:0}.brand-type strong{font-size:1.2rem}.hero{grid-template-columns:1.35fr .65fr}.hero h1{font-size:clamp(4rem,7vw,6.2rem)}.footer-top{grid-template-columns:1.3fr .8fr .9fr;gap:40px}.footer-top>div:last-child{grid-column:1/-1;border-top:1px solid #365570;padding-top:24px}}
@media(max-width:900px){.header-inner{height:78px}.menu-toggle{width:45px;height:45px;border:1px solid var(--primary);background:none;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:6px}.menu-toggle span{width:19px;height:1px;background:var(--primary);display:block}.primary-nav{display:none;position:absolute;top:100%;left:0;right:0;background:var(--paper);border-bottom:1px solid var(--line);padding:20px 28px 28px;box-shadow:0 12px 18px rgba(23,32,51,.09);flex-direction:column;align-items:stretch;gap:0}.primary-nav.open{display:flex}.primary-nav a{padding:14px 0;border-bottom:1px solid var(--line);font-size:.88rem}.primary-nav .nav-enquire{margin:19px 0 0;text-align:center;padding:14px;border:1px solid var(--primary)}.hero{grid-template-columns:1fr;min-height:auto}.hero-copy{min-height:590px}.hero-panel{min-height:330px}.panel-statement p{max-width:520px}.section,.page-hero{grid-template-columns:130px minmax(0,1fr);gap:35px}.editorial-grid{grid-template-columns:1fr}.fact-note{max-width:500px}.contact-layout{grid-template-columns:1fr;gap:35px}.contact-layout>div{max-width:690px}.guide-list a{grid-template-columns:130px 1fr}.guide-list>a>span:last-child{grid-column:2}}
@media(max-width:640px){body{font-size:15px}.review-banner{font-size:.62rem;line-height:1.4;padding:8px 15px}.header-inner{padding:0 20px}.brand-type strong{font-size:1.14rem}.brand-type small{font-size:.5rem}.hero-copy{padding:22px 24px 28px;min-height:570px}.hero-index span:last-child{display:none}.hero-text{padding:65px 0 55px}.hero h1{font-size:clamp(3.5rem,13vw,5.3rem);margin:20px 0}.hero-text>p{font-size:1rem}.hero-actions{align-items:start;flex-direction:column;gap:23px;margin-top:30px}.hero-foot{font-size:.57rem;line-height:1.5}.hero-foot span:last-child{max-width:180px;text-align:right}.hero-panel{min-height:290px;padding:28px 24px}.panel-statement p{font-size:2.7rem;max-width:330px}.section{display:block;padding:65px 24px}.section-aside{padding:0 0 29px}.section-aside p{display:none}.section-main h2{font-size:2.65rem;margin-bottom:28px}.practice-row{grid-template-columns:25px 1fr 20px;gap:8px;padding:24px 0}.practice-row .row-num{font-size:.64rem}.practice-row strong{font-size:2.15rem}.practice-row small{font-size:.74rem}.editorial-grid{gap:34px}.steps{grid-template-columns:1fr;gap:16px}.steps h3{margin-top:16px}.steps p{max-width:400px}.band{padding:65px 24px;display:block}.band h2{font-size:3.4rem}.band .button{margin-top:20px}.resource-links a{font-size:1.15rem}.breadcrumb{padding:17px 24px 0}.page-hero{display:block;padding:55px 24px 65px}.page-index{padding:0 0 28px;flex-direction:row;align-items:center}.page-hero h1{font-size:clamp(3.25rem,12vw,5.25rem)}.page-hero-main>p{font-size:1.22rem}.page-body{padding:0 24px 45px}.content-section{padding:55px 0}.content-section h2{font-size:2.6rem}.content-section>p{font-size:.96rem}.split-content{display:block}.split-content h2{margin:13px 0 24px}.related{padding:25px;display:block;margin-top:45px}.related h2{margin-bottom:20px}.related a{display:table;margin:14px 0}.guide-list a{display:block}.guide-list strong{display:block;margin:11px 0}.guide-list>a>span:last-child{display:block}.closing-cta{padding:55px 24px 65px;display:block}.closing-cta h2{font-size:2.9rem}.closing-cta .button{margin-top:28px}.contact-layout{gap:22px}.form-pair{grid-template-columns:1fr;gap:0}.footer-top{grid-template-columns:1fr 1fr;gap:28px;padding-bottom:45px}.footer-top>div:first-child,.footer-top>div:last-child{grid-column:1/-1}.footer-top>div:last-child{padding-top:24px}.footer-bottom{display:block}.footer-bottom span{display:block;margin-bottom:10px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}

[hidden]{display:none!important}

/* Lead-first, symbol-free refinement */
.button{justify-content:center;gap:0}
.hero h1{font-size:clamp(3.6rem,6vw,6.5rem);max-width:13ch}
.hero-text{padding:38px 0 45px}
.hero-panel{gap:24px}
.hero-panel::before,.hero-panel::after{content:none}
.panel-process{margin:auto 0}
.panel-heading{font:400 clamp(1.85rem,2.5vw,2.6rem)/1.15 var(--serif);letter-spacing:-.035em;color:var(--paper);max-width:420px;margin:0 0 24px}
.panel-steps{list-style:none;margin:0;padding:0}
.panel-steps li{display:grid;grid-template-columns:34px minmax(0,1fr);gap:14px;padding:15px 0;border-top:1px solid rgba(213,220,226,.26)}
.panel-steps li:last-child{border-bottom:1px solid rgba(213,220,226,.26)}
.panel-number{color:#E7AB8C;font-size:.7rem;font-weight:700;letter-spacing:.08em;padding-top:4px}
.panel-steps h3{font:400 1.35rem/1.25 var(--serif);letter-spacing:-.02em;color:var(--paper);margin:0 0 4px}
.panel-steps p{font-size:.8rem;line-height:1.55;color:#E1E9F0;margin:0}
.panel-bottom-note{font-size:.68rem;line-height:1.5;letter-spacing:.08em;text-transform:uppercase;color:#D5DCE2;margin:0}
.section{padding-top:88px;padding-bottom:88px}
.page-hero{padding-top:62px;padding-bottom:74px}
.content-section{padding-top:60px;padding-bottom:60px}
.practice-row{grid-template-columns:50px minmax(0,1fr)}
.related{gap:14px 24px}
.process-explainer .number-list{max-width:920px}
.process-explainer .number-list li{padding:21px 0;color:#34465A}
.process-explainer .number-list strong{display:block;color:var(--ink);font:400 1.42rem/1.3 var(--serif);letter-spacing:-.02em;margin-bottom:5px}
.contact-layout{gap:50px}
.enquiry-form{box-shadow:none}
@media(max-width:900px){.hero-panel{min-height:auto}.panel-process{margin:35px 0}}
@media(max-width:640px){
 .hero-copy{min-height:auto;padding:20px 24px 30px}
 .hero-text{padding:39px 0 20px}
 .hero h1{font-size:clamp(3.15rem,11.4vw,4.4rem);margin:14px 0 19px;max-width:13ch}
 .hero-text>p{font-size:1rem;line-height:1.55}
 .hero-actions{gap:19px;margin-top:25px}
 .hero-foot{margin-top:35px}
 .hero-panel{padding:27px 24px 30px}
 .panel-heading{font-size:2.15rem;margin:0 0 17px}
 .panel-process{margin:25px 0}
 .panel-steps li{padding:13px 0}
 .section{padding:58px 24px}
 .page-hero{padding:42px 24px 48px}
 .content-section{padding:48px 0}
 .practice-row{grid-template-columns:25px minmax(0,1fr)}
 .process-explainer .number-list strong{font-size:1.28rem}
}

/* Immediate process summary on smaller screens */
.hero-quick-steps{display:none}
@media(max-width:900px){
 .hero-copy{min-height:0}
 .hero-quick-steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;list-style:none;border-top:1px solid var(--line);margin:22px 0 0;padding:0}
 .hero-quick-steps li{font-size:.79rem;line-height:1.34;font-weight:600;color:var(--ink);padding-top:11px}
 .hero-quick-steps li span{display:block;color:var(--accent);font-size:.67rem;letter-spacing:.07em;margin-bottom:5px}
}
@media(max-width:640px){
 .hero-quick-steps{gap:9px;margin-top:20px}
 .hero-quick-steps li{font-size:.73rem}
 .hero-actions{margin-top:22px}
 .hero-foot{margin-top:31px}
}

/* Source-led insights library */
.primary-nav a.in-section{color:var(--accent)}
.library-intro{max-width:1110px;padding-bottom:48px}
.library-intro h2{font-size:clamp(2rem,3.3vw,3.15rem);margin:12px 0 20px}
.library-intro>p{max-width:730px;color:#425166;font-size:1rem;line-height:1.75}
.category-nav{display:flex;align-items:stretch;gap:0;margin:38px 0 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);overflow-x:auto;scrollbar-width:thin}
.category-nav a{display:flex;gap:13px;align-items:center;flex:none;padding:16px 22px 15px;border-bottom:2px solid transparent;text-decoration:none;font-size:.79rem;font-weight:700;white-space:nowrap;color:#435367}
.category-nav a:first-child{padding-left:0}
.category-nav a:hover,.category-nav a[aria-current="page"]{color:var(--primary);border-bottom-color:var(--accent)}
.category-nav a span{font-size:.67rem;color:var(--muted);font-weight:600}
.article-collection{max-width:1110px;margin:0 0 0 auto;padding:65px 0;display:grid;grid-template-columns:minmax(170px,.73fr) minmax(0,2fr);gap:clamp(32px,4.5vw,80px);border-bottom:1px solid var(--line)}
.collection-heading h2{font-size:clamp(2rem,3vw,3.15rem);margin:15px 0 18px}
.collection-heading p{font-size:.82rem;color:var(--muted);line-height:1.68}
.collection-heading>a{display:inline-block;margin-top:14px;border-bottom:1px solid var(--accent);text-decoration:none;font-size:.76rem;font-weight:700}
.article-rows{border-top:1px solid var(--line)}
.article-row{display:grid;grid-template-columns:120px minmax(0,1fr) 74px;gap:21px;align-items:start;padding:24px 2px 25px;border-bottom:1px solid var(--line);text-decoration:none;transition:background .18s ease,padding .18s ease}
.article-row:hover{background:rgba(255,255,255,.42);padding-left:10px;color:var(--ink)}
.article-row-label{font-size:.66rem;color:#995032;font-weight:700;letter-spacing:.09em;line-height:1.55;text-transform:uppercase;padding-top:5px}
.article-row-label small{display:block;font-size:.64rem;font-weight:500;letter-spacing:0;text-transform:none;color:var(--muted);margin-top:5px}
.article-row-copy strong{display:block;font:400 clamp(1.32rem,1.8vw,1.83rem)/1.24 var(--serif);letter-spacing:-.025em}
.article-row-copy small{display:block;font-size:.78rem;line-height:1.6;color:var(--muted);margin-top:10px}
.article-row-action{font-size:.7rem;font-weight:700;color:var(--primary);padding-top:6px;text-align:right}
.article-page .page-hero{padding-bottom:52px}
.article-page .page-hero h1{font-size:clamp(3.2rem,5vw,6.1rem);max-width:1000px}
.article-page .page-body{padding-bottom:0}
.article-shell{max-width:1110px;margin:0 0 0 auto;padding:54px 0 65px;display:grid;grid-template-columns:minmax(160px,.6fr) minmax(0,2fr);gap:clamp(38px,6vw,94px)}
.article-sidebar-inner{position:sticky;top:27px;border-top:2px solid var(--accent);padding-top:21px}
.article-sidebar nav ol{list-style:none;padding:0;margin:15px 0 21px}
.article-sidebar nav li{padding:8px 0;border-bottom:1px solid var(--line)}
.article-sidebar nav a,.sidebar-category{font-size:.75rem;line-height:1.35;text-decoration:none;color:#435367}
.article-sidebar nav a:hover,.sidebar-category:hover{color:var(--accent)}
.sidebar-category{display:block;font-weight:700;margin-top:25px}
.article-content{min-width:0;max-width:780px}
.draft-status{background:#EBEEF0;border-left:2px solid var(--accent);padding:19px 22px;margin:0 0 26px}
.draft-status .eyebrow{color:#844227}
.draft-status p{font-size:.77rem;color:#435367;line-height:1.55;margin:7px 0 0}
.article-audience{font-size:.77rem;color:var(--muted);line-height:1.6;margin-bottom:40px}
.article-audience strong{color:var(--ink)}
.article-takeaways{padding:30px 34px 28px;background:var(--white);border-top:2px solid var(--primary);margin-bottom:28px}
.article-takeaways h2{font-size:clamp(1.9rem,3vw,2.65rem);margin:10px 0 18px}
.article-takeaways ul{list-style:none;padding:0;margin:0}
.article-takeaways li{font-size:.94rem;line-height:1.7;border-top:1px solid var(--line);padding:12px 0}
.article-section{border-bottom:1px solid var(--line);padding:43px 0 45px;scroll-margin-top:20px}
.article-section h2{font-size:clamp(2rem,3vw,3.1rem);margin:0 0 22px;max-width:740px}
.article-section p,.article-section li{font-size:1rem;line-height:1.85;color:#34465A}
.article-section p+p{margin-top:20px}
.article-bullets{margin:25px 0 0;padding-left:22px}
.article-bullets li{padding:4px 0 4px 5px}
.article-faq{border-top:1px solid var(--line);padding:21px 0 3px}
.article-faq h3{font:400 1.45rem/1.35 var(--serif);letter-spacing:-.02em;margin-bottom:9px}
.article-faq p{margin-bottom:19px}
.citation{display:inline-block;color:#995032;font-size:.75em;font-weight:700;vertical-align:super;line-height:1;text-decoration:underline;text-underline-offset:2px;margin-left:2px}
.inline-related{border-left:2px solid var(--accent);padding:14px 0 16px 22px;margin:20px 0 4px}
.inline-related a{display:block;max-width:500px;font:400 1.33rem/1.35 var(--serif);text-decoration:none;margin-top:9px}
.source-section>p{font-size:.84rem;color:var(--muted)}
.source-section ol{padding:0;list-style:none;margin:20px 0 0}
.source-section li{display:grid;grid-template-columns:38px minmax(0,1fr);gap:7px;padding:12px 0;border-top:1px solid var(--line);font-size:.83rem;scroll-margin-top:20px}
.source-section li span{color:var(--accent);font-weight:700}
.source-section a{overflow-wrap:anywhere}
.article-caveat{font-size:.82rem;color:var(--muted);line-height:1.7;margin:27px 0 42px}
.article-next{background:var(--primary);color:var(--paper);padding:36px 40px 40px}
.article-next .eyebrow{color:#E7AB8C}
.article-next h2{font-size:clamp(2rem,3vw,3rem);margin:12px 0 16px}
.article-next p{color:#E4EAF1;font-size:.84rem;line-height:1.75;max-width:560px;margin-bottom:27px}
.article-next .text-link{color:var(--paper);margin-left:25px;border-bottom-color:#E7AB8C}
.article-related{max-width:1110px;margin:0 0 0 auto;padding:60px 0 77px;border-top:1px solid var(--line)}
.article-related h2{font-size:clamp(2.2rem,3.5vw,3.5rem);margin:12px 0 33px}
@media(max-width:1050px){
 .article-collection{grid-template-columns:170px minmax(0,1fr);gap:30px}
 .article-row{grid-template-columns:92px minmax(0,1fr);gap:18px}
 .article-row-action{display:none}
 .article-shell{grid-template-columns:160px minmax(0,1fr);gap:32px}
}
@media(max-width:750px){
 .article-collection{display:block;padding:44px 0}
 .collection-heading{padding-bottom:22px}
 .article-shell{display:block;padding-top:35px}
 .article-sidebar-inner{position:static;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:18px 0;margin-bottom:32px}
 .article-sidebar nav ol{display:grid;grid-template-columns:1fr 1fr;gap:0 20px}
 .sidebar-category{margin:12px 0 16px}
}
@media(max-width:640px){
 .library-intro{padding-bottom:27px}
 .library-intro h2{font-size:2.15rem}
 .category-nav{margin-top:25px}
 .category-nav a{padding:14px 17px}
 .article-collection{padding:38px 0}
 .article-row{grid-template-columns:1fr;gap:4px;padding:19px 0 21px}
 .article-row-label{padding:0}
 .article-row-label small{display:inline;margin-left:8px}
 .article-row-copy strong{font-size:1.55rem}
 .article-row-copy small{margin-top:7px}
 .article-page .page-hero h1{font-size:clamp(3rem,11vw,4.6rem)}
 .article-shell{padding:27px 0 48px}
 .article-sidebar nav ol{grid-template-columns:1fr;gap:0}
 .article-sidebar nav li{padding:6px 0}
 .article-takeaways{padding:24px 24px 18px}
 .article-section{padding:37px 0 40px}
 .article-section h2{font-size:2.3rem}
 .article-section p,.article-section li{font-size:.96rem}
 .article-next{padding:29px 25px 32px}
 .article-next .text-link{display:table;margin:23px 0 0}
 .article-related{padding:46px 0 55px}
}

/* Fast category discovery and answer-first mobile reading */
.library-page .page-hero{padding-top:39px;padding-bottom:45px}
.library-page .page-hero h1{font-size:clamp(3rem,4.7vw,5.2rem);max-width:1000px}
.library-page .page-hero-main>p{font-size:clamp(1.1rem,1.55vw,1.45rem)}
.library-page .library-intro{padding-top:36px;padding-bottom:31px}
.library-page .library-intro>p{margin:15px 0 0}
.library-page .category-nav{margin-top:27px}
.mobile-toc{display:none}
@media(max-width:750px){
 .article-sidebar{display:none}
 .mobile-toc{display:block;border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin:12px 0 10px}
 .mobile-toc summary{cursor:pointer;padding:16px 0;color:var(--primary);font-size:.82rem;font-weight:700}
 .mobile-toc nav ol{list-style:none;padding:0;margin:0 0 14px}
 .mobile-toc nav li{border-top:1px solid var(--line);padding:9px 0}
 .mobile-toc nav a{font-size:.81rem;line-height:1.4;text-decoration:none;color:#435367}
 .mobile-toc nav a:hover{color:var(--accent)}
}
@media(max-width:640px){
 .library-page .page-hero{padding-top:25px;padding-bottom:30px}
 .library-page .page-hero h1{font-size:clamp(2.8rem,10vw,4.1rem);margin-bottom:19px}
 .library-page .page-hero-main>p{font-size:1.06rem}
 .library-page .library-intro{padding-top:24px;padding-bottom:23px}
 .library-page .category-nav{margin-top:19px}
}

.sidebar-enquire{display:block;border-top:1px solid var(--line);margin-top:19px;padding-top:15px;font-size:.76rem;font-weight:700;color:var(--primary);text-decoration:none}
.sidebar-enquire:hover{color:var(--accent)}
.article-quick-enquiry{font-size:.83rem;line-height:1.6;color:#435367;margin:0 0 22px;padding:14px 17px;border-left:2px solid var(--accent);background:#EBEEF0}
.article-quick-enquiry a{font-weight:700;text-decoration-color:var(--accent)}

/* Indicative employment stages: quiet, readable financial disclosure */
.fee-table-wrap{max-width:100%;overflow-x:auto;border-top:2px solid var(--primary);border-bottom:1px solid var(--line);margin:30px 0 24px;scrollbar-width:thin}
.fee-table{width:100%;min-width:720px;border-collapse:collapse;text-align:left}
.fee-table caption{caption-side:top;padding:14px 0 17px;color:var(--muted);font-size:.74rem;line-height:1.5;text-align:left}
.fee-table th,.fee-table td{padding:18px 15px 18px 0;vertical-align:top;border-bottom:1px solid var(--line);line-height:1.52}
.fee-table thead th{color:var(--primary);font-size:.69rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase}
.fee-table tbody th{width:43%;font-size:.88rem;font-weight:600;color:var(--ink)}
.fee-table tbody td{font-size:.83rem;color:#34465A}
.fee-table tbody td:nth-child(2){width:25%;font-weight:700;white-space:nowrap;color:var(--primary)}
.fee-table tbody tr:last-child th,.fee-table tbody tr:last-child td{border-bottom:0}
.fee-table-wrap:focus-visible{outline:2px solid var(--accent);outline-offset:4px}
@media(max-width:750px){.fee-table{min-width:650px}.fee-table th,.fee-table td{padding:15px 14px 15px 0}}

/* Shared article disclaimer: visible at the end of every post */
.article-disclaimer{border-top:1px solid var(--line);margin-top:32px;padding:24px 0 0}
.article-disclaimer h3{font-family:var(--sans);font-size:.85rem;font-weight:700;letter-spacing:.01em;margin:0 0 10px;color:var(--ink)}
.article-disclaimer p{font-size:.86rem;line-height:1.75;color:#435367;margin:0;max-width:72ch}

/* Immediate enquiry delivery: restrained and accessible */
.enquiry-form h3{font:400 1.8rem/1.2 var(--serif);letter-spacing:-.025em;margin:0 0 16px}
.enquiry-form .form-intro a{font-weight:600}
.enquiry-honeypot{position:absolute;left:-10000px;top:auto;width:1px;height:1px;overflow:hidden}
.enquiry-form .button:disabled{cursor:default;opacity:.72;transform:none}
.enquiry-form [aria-busy="true"]{cursor:progress}
.form-status:focus{outline-offset:5px}
@media(max-width:640px){.enquiry-form{padding:24px}.enquiry-form .button{width:100%}}